Analyst, Compliance

Job description

About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you. Pay Transparency The estimated salary range for a new hire into this position is zł129.150 - zł212.175 which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, Pension, Life Insurance, Annual Leave, and Wellness Program. Job Description Position Summary Visa is seeking a Compliance Analyst based in Warsaw, Poland, to support onboarding, due diligence, transaction monitoring, investigations, and compliance operations activities for Visa Stablecoin Platform (VSP) and other digital asset initiatives. The role will support Visa Global Services Inc. (VGSI)’s stablecoin compliance operations. We're looking for curious, high-performing compliance analysts who thrive in ambiguity and have experience performing KYC/KYB reviews in fintech, payments, banking, or crypto environments. This is a builder role supporting a rapidly scaling stablecoin business, not a traditional BAU compliance position. The analyst will perform Know Your Business (KYB), Know Your Customer (KYC), sanctions, adverse media, enhanced due diligence (EDD), and related compliance reviews while supporting a rapidly growing stablecoin business. This role requires strong analytical skills, attention to detail, sound judgment, and the ability to operate effectively in a fast-paced environment where processes and risk frameworks continue to evolve. The position will be based in Warsaw, Poland, and will work closely with global Compliance, Product, Technology, Legal, Risk, and Operations teams. The role requires collaboration across time zones. Working hours and any required overlap with global teams will be confirmed during the recruitment process. Key Responsibilities Customer Due Diligence & Onboarding Perform KYC, KYB, beneficial ownership, sanctions screening and customer due diligence reviews. Conduct enhanced due diligence reviews for higher-risk customers. Review corporate documentation, ownership structures, licensing information, and regulatory documentation. Identify and escalate potential compliance risks and concerns. Evaluate customer risk profiles and support onboarding decisions. Support the execution and oversight of customer onboarding, due diligence, monitoring, investigation, and other compliance risk management activities in accordance with evolving business needs, regulatory requirements, and risk frameworks. Screening & Investigations Perform sanctions, watchlist, PEP, adverse media, and other screening reviews. Investigate alerts and potential compliance concerns. Analyze customer activity and supporting documentation. Escalate unusual or high-risk findings as appropriate. Create and support requests for information (RFIs) and customer outreach processes. Compliance Operations Maintain accurate documentation and audit-ready case files. Support quality assurance and quality control activities. Support regulatory readiness and documentation efforts. Contribute to process improvements and operational efficiency initiatives. Digital Asset Compliance Support Support onboarding and ongoing reviews of digital asset businesses. Assist with reviews involving stablecoins, exchanges, custodians, payment providers, fintechs, and other digital asset participants. Leverage blockchain analytics and compliance tools to support investigations and due diligence activities. Maintain awareness of emerging cryptocurrency risks, typologies, and regulatory developments. Qualifications Required Qualifications Bachelor's degree or equivalent experience. 2-4 years of experience in AML, KYC, KYB, EDD, sanctions, onboarding, investigations, compliance operations, or financial crimes compliance. Experience at a cryptocurrency, fintech, payments, banking, or regulated financial services company. Experience reviewing customer onboarding and due diligence documentation. Experience conducting reviews of cryptocurrency, digital asset, fintech, money movement, or payment-related customers. Professional proficiency in written and spoken English, including the ability to document investigation findings, explain risk assessments, and communicate clearly with global stakeholders. Strong analytical and investigative capabilities. Ability to prioritize multiple workstreams in a fast-paced environment. Ability to operate effectively with ambiguity and changing priorities. Ability to exercise sound judgment and escalate appropriately. Preferred Qualifications Experience using Chainalysis, TRM Labs, Elliptic, Merkle Science, or similar investigative platforms. CAMS, CFE, CFCS, ICA, or similar certification. Visa is an EEO Employer Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law. Visa welcome and encourages application from persons with disabilities. Accommodations are available on request for candidates taking part in all aspects of the selection process.