Baden Baden Risk Analytics Lead (mfd)

Job description

Company Description Everyone’s story matters. Come shape your story with us at Riverty. But where does that take you? To one of our 30 hybrid workspaces – designed for exchanging ideas, learning from others, and shaping the way we work. An international community of over 4,000 people, representing almost 80 nationalities across 11 countries. United by one mission: Combining empathy, advanced technology and data-driven insights to keep people and businesses in flow. With payments made for them. So that they don’t have to worry about it. And there’s more. We are part of the family-owned Bertelsmann group. Established. Corporate. In a fast-paced industry. We enable flexible payments in various industries, simplifying the financial management of known brands and helping people repay debt to build financial confidence. In short: shaping FinTech. Job Description We are looking for a Risk Analytics Lead (m/f/d) (m/f/d), Join our team at our location in Baden-Baden– flexible working conditions available We are looking for a Lead for a Risk Analytics team with a strong analytical and hands-on attitude that is keen to have an impact on our risk analytics and related processes by data-oriented insights in terms of external end customer’s solvency / fraud indicators in a balanced risk decision environment. The focus of the team lies on helping our steering teams defining our risk strategy, its (further) development and the constant monitoring and steering according to it. In line with the company's overarching vision to become the most human-centric FinTech, the Risk Analytics team develops appropriate customer risk strategies for different markets and ecosystems. The organization is characterized by technology-based rapid learning and decision-making cycles and guided by a strong common purpose to jointly create value for all stakeholders. Strong footprint in DACH/NL & Nordics with further expansion ambition within Europe (example: France, Italy, Spain & UK). The main responsibilities of the Risk Analytics Lead are: Leading a high-performing team of risk analytics experts in an international setup Ensuring that the team uses industry-standard analytics tools and data-driven decision-making to solve complex fraud / solvency risk related problems and support product expansion Driving continuous improvement of underlying data analyses, existing business processes and monitoring/reporting, while establishing best practices for ad-hoc and deep-dive analyses Providing risk insights for pricing requests and ensuring effective collaboration with internal stakeholders on analytical requirements Playing a key role in cross-functional Risk Data Science initiatives and in enabling machine learning based models and advanced analytics for risk decisioning Representing the Risk Analytics team in key projects with project responsibility for risk steering related analytics and implementation You will lead the Risk Analytics team and work in close collaboration with other functions such as Risk Product, Risk Steering, Data Science, Pricing, Financial Controlling, Sales and Operations. The function is reporting into the Risk Analytics & Steering Lead, which is reporting into the global Client Underwriting Lead. The location is flexible, preferred locations are Luxembourg, Germany (Berlin, Verl, Baden-Baden) and the Netherlands (Amsterdam, Heerenveen). Qualifications What you should bring: You have a proven track-record in data analytics and credit risk management, ideally within a Bank / BNPL industry / fast-growing payment industry. Minimum of 3 years of experience in leading (cross-border) teams in a relevant area such as credit risk analytics, ideally in an international, agile, cross-functional environment You have experience in successfully enabling machine learning-based models and advanced analytics for risk assessment and decisioning Expertise in using various programming languages (SQL and Python) to perform complex analytical tasks You embrace new technology and understand the potential of data and advanced analytics You are a strategic thinker with vision and a strong operator - you get things done Language: English (mandatory); German or Dutch is a plus Additional Information Disclosure requirements pertaining to the collection of your personal data: Responsible for processing the information provided in your application is the company specified in the job advertisement, with its registered office as indicated. The company processes your data for the purpose of establishing an employment relationship on the basis of Art. 6 (1) b GDPR / Section 26 (1) sentence 1 BDSG. The retention period for your data is determined by the statutory time limits applicable in the respective country, beginning upon completion of the recruitment process. You can find these here . You can contact the company’s Data Protection Officer at the above-mentioned postal address. Further information on data protection and your rights can be found here . Recruiting-Platform powered by SmartRecruiters . Date: Oct 9, 2026 Work Location: Baden-Baden, Rheinstrasse 99, Germany Job Segment: Analytics, Risk Management, Underwriter, Bank, Banking, Finance, Insurance, Management Apply now » Find similar jobs: Privacy Policy Cookie Management Opens in a new tab. Opens in a new tab. Opens in a new tab. © Riverty 2026 Cookie Consent Manager When you visit any website, it may store or retrieve information on your browser, mostly in the form of cookies. Because we respect your right to privacy, you can choose not to allow some types of cookies. However, blocking some types of cookies may impact your experience of the site and the services we are able to offer. Required Cookies These cookies are required to use this website and can't be turned off. Required Cookies Required Cookies Provider Description Enabled SAP as service provider We use the following session cookies, which are all required to enable the website to function: "route" is used for session stickiness "careerSiteCompanyId" is used to send the request to the correct data center "JSESSIONID" is placed on the visitor's device during the session so the server can identify the visitor "Load balancer cookie" (actual cookie name may vary) prevents a visitor from bouncing from one instance to another Cookies from provider SAPasserviceprovider are required and cannot be turned off Functional Cookies These cookies provide a better customer experience on this site, such as by remembering your login details, optimizing video performance, or providing us with information about how our site is used. You may freely choose to accept or decline these cookies at any time. Note that certain functionalities that these third-parties make available may be impacted if you do not accept these cookies. Consent to all Functional Cookies Functional Cookies Provider Description Enabled YouTube YouTube is a video sharing service that allows users to create their own profile, upload, watch, like and comment on videos. If you reject YouTube cookies, the video will not be displayed at all or will be displayed in YouTube's enhanced privacy mode without cookies being written. Cookie Policy Privacy Policy Terms and Conditions Consent to cookies from provider YouTube Advertising Cookies These cookies provide statistical information about our website and are used to measure and improve performance and provide functionality of these third-parties (LinkedIn and Google). You may freely choose to accept or decline these cookies at any time. Note that certain functionality that these third-parties make available may be impacted if you do not accept these cookies. Consent to all Advertising Cookies Advertising Cookies Provider Description Enabled Google Tag Manager Google Tag Manager is a tag management system for conversion tracking, website analytics, remarketing and more. The following tracking providers are integrated via the Google Tag Manager: Instagram https://privacycenter.instagr