Senior Manager, Lead risk advisor for Central Europe

Job description

About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you. Pay Transparency The estimated salary range for a new hire into this position is - which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, Pension, Life Insurance, Annual Leave, and Wellness Program. Job Description As Senior Risk Manager, Central Europe, you will play a critical role in protecting the integrity, trust, and resilience of the payments ecosystem across Central Europe (CE). You will lead Strategic Risk Management and Ecosystem Risk (Fraud and Data Security) for Central European markets and strategic clients, partnering closely with Visa’s regional leadership, product teams, data & analytics, government engagement, and regulatory stakeholders. This role combines deep subject‑matter expertise in fraud and payments risk with the ability to influence senior stakeholders, translate complex risk into clear business insights and embed risk capabilities that enable safe growth and innovation. As the Senior Risk Manager, Central Europe, you will support the delivery of Visa’s risk strategy for Central European strategic clients, helping them strengthen fraud mitigation, secure controls and ecosystem resilience. You will work closely with the Cluster Risk Managers, Visa Consulting & Analytics (VCA), Product, Government Engagement and regulatory teams to advance a trusted and secure payments environment across multiple European markets. This role is ideal for a risk professional who can operate across markets, synthesise insights, and influence diverse stakeholders while working within an established Risk Management framework. Key responsibilities include: Visa owns the most recognizable global brand in the financial services industry. Maintaining trust in that brand and differentiating Visa from competitors will be the Risk leader’s key responsibilities. Risk management is one of the key pillars of Visa’s strategy. With in-market ownership of this strategy, the Sr Risk Manager, CE plays a critical role to support the enterprise and operational risk activities of the company. Key Accountabilities: Support delivery of Visa’s risk strategyContribute to the execution of regional risk plans aligned with market needs and Visa’s global risk strategy. Lead delivery of Visa’s Central Europe risk strategy, aligned with Visa’s global risk framework and local market needs Under the direction of the respective Head of Risk in Europe, the role has responsibility for fraud prevention, fraud management, security and risk in the external Visa payment infrastructure in multiple CE countries. Support business development of fraud services strategy, activities, and products by articulating current risk control environment, assist in assessing any new risks that may arise from new strategy and consider these in the wider context of the overarching risk appetite Maintain awareness of emerging risks, regulatory developments and ecosystem trends affecting Central Europe Support internal and external risk management programs, including key client risk reviews and risk forums. Risk advisory & client engagementAs a key member of the market Risk team, this role will act as a trusted risk advisor to Visa’s Central European Country Managers, market executive teams, in addition to hub and global functional leads on strategies related to complex operational, financial, legal and regulatory risk exposures Provide guidance to clients on fraud prevention, secure technology, dispute/fraud trends and payment integrity Promote and support client adoption of Visa risk and fraud solutions, tools and best practices. Translate risk insights into actionable recommendations Help assess and communicate the implications of new payment models, innovations and business strategies. Support fraud incident responseAssist in the management and coordination of significant fraud events and data breach activities for CE clients, including analysis, reporting and follow‑up actions. Liaise with Visa security and fraud SMEs, as well as client risk leads, to support timely response and resolution. Cross‑functional engagement & CollaborationSupport business development and embedding of Visa’s fraud services by articulating the current risk control environment and identifying new or emerging risks. Support the preparation of risk materials for internal governance forums, industry working groups and selected external engagements. Contribute to risk thought leadership, client education and ecosystem-wide risk awareness initiatives Form key stakeholder relationships across Visa Europe and global functions to develop an in depth understanding of the current end-to-end risk client lifecycle including onboarding, credit risk and ecosystem risk monitoring. Provide recommendations to tailor the existing client lifecycle to meet specific opportunities for fraud services. Support, train and provide strategic direction on fraud services to the Ecosystem Risk team in their scaled client engagements including SME advice on any large-scale client outreach strategy, complex client queries and client facing materials that can be used in client educational sessions, client bank forums, wider industry and sector audiences as needed. Collaborate with Visa Government Engagement, Regulatory and Policy teams on risk‑related matters affecting CE clients. Data & Analytics, Reporting and Insight GenerationWork with Data & Analytics teams to analyse fraud trends, identify root causes and propose mitigation actions. Prepare concise risk reports, dashboards and briefings for senior stakeholders and client leadership. Synthesise complex data and market intelligence to inform strategy execution and product improvements. Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager. Qualifications Essential Skills: Expert knowledge and 7 years-experience in Risk Management, Fraud prevention a related field, with a proven track record of managing fraud risks. Minimum 2 years’ experience in engaging and advising clients to adopt risk management best practices that will accelerate the sound growth of their payment business; knowledge of fraud monitoring tools, data security principles and cyber‑risk concepts. Experience working with issuers, acquirers, processors, payment facilitators or fintechs Strong analytical capability with the ability to interpret complex data and identify meaningful risk insights. Excellent communication, influencing and stakeholder‑management skills. Fraud and Risk management experience: Strong understanding of the Central European payments and financial services landscape, including regulatory, market, and technology trends. Expert knowledge of designing solutions to protect against advanced fraud threats. Deep understanding of fraud prevention techniques, tools and best practices (including data security and cyber-risk concepts) Track record of successfully identifying and managing enterprise and operational risk for a complex, global company in the financial services sector Expert understanding of fraud and risk technologies and capabilities that assist in fraud