Pune Credit Risk IND 411005

Job description

Wipro Limited (NYSE: WIT, BSE: 507685, NSE: WIPRO) is a leading technology services and consulting company focused on building innovative solutions that address clients’ most complex digital transformation needs. Leveraging our holistic portfolio of capabilities in consulting, design, engineering, and operations, we help clients realize their boldest ambitions and build future-ready, sustainable businesses. With over 230,000 employees and business partners across 65 countries, we deliver on the promise of helping our customers, colleagues, and communities thrive in an ever-changing world. For additional information, visit us at www.wipro.com. Job Description Candidates should be able to: Review financial information , including accounts, management information and forecasts, and identify key movements or areas requiring attention. Complete covenant monitoring , using agreed calculations and templates to check performance against required thresholds. Support annual reviews , gathering the required information, completing standard analysis and preparing the initial review for Portfolio Manager oversight. Monitor customer performance , using agreed reports, triggers and portfolio information to identify potential deterioration or exceptions. Monitor arrears and missed payments , recording findings and escalating cases that meet defined thresholds. Review early-warning indicators , identifying changes in financial performance, risk scores, utilisation or other defined monitoring measures. Collate information from different systems and reports to build a complete view of the customer and facility. Maintain customer and facility records , ensuring monitoring information, valuations, covenants and supporting evidence are accurate and up to date. Prepare clear credit and risk summaries , capturing key findings, exceptions and areas requiring Portfolio Manager review. Maintain monitoring schedules and trackers , ensuring reviews, covenants and other recurring activities are completed within required timescales. Identify missing, inconsistent or outdated information and follow up or escalate where required. Maintain a clear audit trail , recording the checks completed, information reviewed and actions taken. Work within defined procedures and controls , recognising when an issue requires judgement or approval rather than attempting to resolve it independently. ͏ Key skills we would look for Good understanding of financial accounts and basic credit analysis. Experience of credit, lending, portfolio monitoring or financial services administration. Strong analytical and numerical skills. Good attention to detail and ability to spot exceptions or inconsistencies. Comfortable working with data, reports, spreadsheets, systems and trackers. Able to produce clear, factual written commentary. Strong organisational skills and ability to manage recurring deadlines and multiple customer reviews. Good understanding of controls, escalation and audit requirements. Able to follow a defined process while recognising when something needs Portfolio Manager judgement. ͏ ͏ ͏ Mandatory Skills: Institutional Compliance . Experience: 5-8 Years . Reinvent your world. We are building a modern Wipro. We are an end-to-end digital transformation partner with the boldest ambitions. To realize them, we need people inspired by reinvention. Of yourself, your career, and your skills. We want to see the constant evolution of our business and our industry. It has always been in our DNA - as the world around us changes, so do we. Join a business powered by purpose and a place that empowers you to design your own reinvention. Apply Now Start applying with LinkedIn Please wait... Information at a Glance Get Job Alerts Receive notifications when we have open roles and get other relevant career news ">Register > Join Us Explore open roles that match your interests and skills ">Search Jobs > If you encounter any suspicious mail, advertisements, or persons who offer jobs at Wipro, please email us at helpdesk.recruitment@wipro.com . Do not email your resume to this ID as it is not monitored for resumes and career applications. Any complaints or concerns regarding unethical/unfair hiring practices should be directed to our Ombuds Group at ombuds.person@wipro.com . We are an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, caste, creed, religion, gender, marital status, age, ethnic and national origin, gender identity, gender expression, sexual orientation, political orientation, disability status, protected veteran status, or any other characteristic protected by law. Wipro is committed to creating an accessible, supportive, and inclusive workplace. Reasonable accommodation will be provided to all applicants including persons with disabilities, throughout the recruitment and selection process. Accommodations must be communicated in advance of the application, where possible, and will be reviewed on an individual basis. Wipro provides equal opportunities to all and values diversity. Wipro.com Explore All Jobs Privacy policy Terms of use Fraud Awareness Wipro Locations Cookie Consent Manager Opens in a new tab. Opens in a new tab. Opens in a new tab. Opens in a new tab. © 2026 Wipro Limited Cookie Consent Manager When you visit any website, it may store or retrieve information on your browser, mostly in the form of cookies. Because we respect your right to privacy, you can choose not to allow some types of cookies. However, blocking some types of cookies may impact your experience of the site and the services we are able to offer. Required Cookies These cookies are required to use this website and can't be turned off. Required Cookies Required Cookies Provider Description Enabled SAP as service provider We use the following session cookies, which are all required to enable the website to function: "route" is used for session stickiness "careerSiteCompanyId" is used to send the request to the correct data center "JSESSIONID" is placed on the visitor's device during the session so the server can identify the visitor "Load balancer cookie" (actual cookie name may vary) prevents a visitor from bouncing from one instance to another Cookies from provider SAPasserviceprovider are required and cannot be turned off Functional Cookies These cookies provide a better customer experience on this site, such as by remembering your login details, optimizing video performance, or providing us with information about how our site is used. You may freely choose to accept or decline these cookies at any time. Note that certain functionalities that these third-parties make available may be impacted if you do not accept these cookies. Consent to all Functional Cookies Functional Cookies Provider Description Enabled YouTube YouTube is a video-sharing service where users can create their own profile, upload videos, watch, like, and comment on videos. Opting out of YouTube cookies will disable your ability to watch or interact with YouTube videos. Cookie Policy Privacy Policy Terms and Conditions Consent to cookies from provider YouTube This translation is generated by AI. Please excuse any imperfections. This translation is generated by AI. Please excuse any imperfections. This translation is generated by AI. Please excuse any imperfections. This translation is generated by AI. Please excuse any imperfections. This translation is generated by AI. Please excuse any imperfections. This translation is generated by AI. Please excuse any imperfections. This translation is generated by AI. Please excuse any imperfections. This translation is generated by AI. Please excuse any imperfections. This translation is generated by AI. Please excuse any imperfections. This translation is generated by AI. Please excuse any imperfections. This translation is generated by AI. Please excuse any imperfections. This translation is generated by AI. Please excuse any imperfec