Business Specialist

Job description

New requirement for Cards: Role- Sr. Product Designer Exp range- ~12 yrs JD below- Role Overview We are looking for an experienced Sr. Product Designer to join our Card Fraud squad, responsible for shaping and delivering capabilities that protect customers from card fraud while supporting secure and seamless payment experiences. The ideal candidate will bring strong knowledge of the card payment lifecycle, including authentication, authorisation and clearing, along with an understanding of major card schemes and how fraud controls operate across these flows. Key Responsibilities Own and drive the product roadmap and priorities for Card Fraud capabilities. Translate customer, fraud, regulatory and technology requirements into clear product outcomes and delivery priorities. Partner closely with Fraud, Cards, Engineering, Operations, Architecture and external scheme/vendor teams. Understand end-to-end card transaction flows and identify where fraud detection and prevention controls can be effectively applied. Lead discovery and requirements definition for new fraud capabilities, scheme changes and card-payment initiatives. Define product requirements, acceptance criteria, success measures and delivery priorities. Manage dependencies, risks and trade-offs across multiple initiatives and stakeholders. Support production readiness, implementation and ongoing optimisation of fraud capabilities. Essential Experience & Skills Strong Product Management/Product Ownership experience within Cards, Payments, Fraud or Financial Services. Good understanding of the end-to-end card payment lifecycle, particularly: Authentication Authorisation Clearing Strong knowledge of card schemes such as Mastercard and Visa. Ability to work across business and technology teams and translate complex payment or fraud requirements into clear product outcomes. Strong stakeholder management, problem-solving and prioritisation skills. Experience working in complex technology environments involving multiple systems and dependencies. Desirable Experience Experience with Discover/Diners Club card scheme and payment flows would be highly regarded. Previous experience in fraud detection, fraud decisioning or card fraud prevention is a strong advantage. Exposure to real-time transaction monitoring, fraud rules/strategies, authentication controls or fraud platforms is beneficial. Experience delivering card-scheme, regulatory or large-scale payment transformation initiatives would be advantageous. Key Responsibilities New requirement for Cards: Role- Sr. Product Designer Exp range- ~12 yrs JD below- Role Overview We are looking for an experienced Sr. Product Designer to join our Card Fraud squad, responsible for shaping and delivering capabilities that protect customers from card fraud while supporting secure and seamless payment experiences. The ideal candidate will bring strong knowledge of the card payment lifecycle, including authentication, authorisation and clearing, along with an understanding of major card schemes and how fraud controls operate across these flows. Key Responsibilities Own and drive the product roadmap and priorities for Card Fraud capabilities. Translate customer, fraud, regulatory and technology requirements into clear product outcomes and delivery priorities. Partner closely with Fraud, Cards, Engineering, Operations, Architecture and external scheme/vendor teams. Understand end-to-end card transaction flows and identify where fraud detection and prevention controls can be effectively applied. Lead discovery and requirements definition for new fraud capabilities, scheme changes and card-payment initiatives. Define product requirements, acceptance criteria, success measures and delivery priorities. Manage dependencies, risks and trade-offs across multiple initiatives and stakeholders. Support production readiness, implementation and ongoing optimisation of fraud capabilities. Essential Experience & Skills Strong Product Management/Product Ownership experience within Cards, Payments, Fraud or Financial Services. Good understanding of the end-to-end card payment lifecycle, particularly: Authentication Authorisation Clearing Strong knowledge of card schemes such as Mastercard and Visa. Ability to work across business and technology teams and translate complex payment or fraud requirements into clear product outcomes. Strong stakeholder management, problem-solving and prioritisation skills. Experience working in complex technology environments involving multiple systems and dependencies. Desirable Experience Experience with Discover/Diners Club card scheme and payment flows would be highly regarded. Previous experience in fraud detection, fraud decisioning or card fraud prevention is a strong advantage. Exposure to real-time transaction monitoring, fraud rules/strategies, authentication controls or fraud platforms is beneficial. Experience delivering card-scheme, regulatory or large-scale payment transformation initiatives would be advantageous. Skill Requirements New requirement for Cards: Role- Sr. Product Designer Exp range- ~12 yrs JD below- Role Overview We are looking for an experienced Sr. Product Designer to join our Card Fraud squad, responsible for shaping and delivering capabilities that protect customers from card fraud while supporting secure and seamless payment experiences. The ideal candidate will bring strong knowledge of the card payment lifecycle, including authentication, authorisation and clearing, along with an understanding of major card schemes and how fraud controls operate across these flows. Key Responsibilities Own and drive the product roadmap and priorities for Card Fraud capabilities. Translate customer, fraud, regulatory and technology requirements into clear product outcomes and delivery priorities. Partner closely with Fraud, Cards, Engineering, Operations, Architecture and external scheme/vendor teams. Understand end-to-end card transaction flows and identify where fraud detection and prevention controls can be effectively applied. Lead discovery and requirements definition for new fraud capabilities, scheme changes and card-payment initiatives. Define product requirements, acceptance criteria, success measures and delivery priorities. Manage dependencies, risks and trade-offs across multiple initiatives and stakeholders. Support production readiness, implementation and ongoing optimisation of fraud capabilities. Essential Experience & Skills Strong Product Management/Product Ownership experience within Cards, Payments, Fraud or Financial Services. Good understanding of the end-to-end card payment lifecycle, particularly: Authentication Authorisation Clearing Strong knowledge of card schemes such as Mastercard and Visa. Ability to work across business and technology teams and translate complex payment or fraud requirements into clear product outcomes. Strong stakeholder management, problem-solving and prioritisation skills. Experience working in complex technology environments involving multiple systems and dependencies. Desirable Experience Experience with Discover/Diners Club card scheme and payment flows would be highly regarded. Previous experience in fraud detection, fraud decisioning or card fraud prevention is a strong advantage. Exposure to real-time transaction monitoring, fraud rules/strategies, authentication controls or fraud platforms is beneficial. Experience delivering card-scheme, regulatory or large-scale payment transformation initiatives would be advantageous. Other Requirements null Apply now Information at a Glance Why HCLTech? At HCLTech, you'll supercharge your potential. You'll find your career. And you'll find your spark. All at a place that knows that helping its customers stay on top starts by putting its people first. HCLTech is a global technology company, home to more than 230,000 people across 60 countries, delivering industry-leading capabilities centered around digital, engineering, cloud and AI, powered