Payments Business Analyst ( TPH )

Job description

Job Description: Essential Job Functions: Requirement Validation & Use Case Bucketing: Validate payment business requirements across bucketing them into deliverable payment use cases. TPH Capability Mapping & Gap Analysis: Conduct end-to-end capability mapping of incoming customer/interbank transactions to TPH components (Payment Order, Payment Engine, Routing & Settlement, Commission & Charges, Inward/Outward Clearing). Deliver detailed Gap Build Register for identified L3 custom builds. Payment Rail Design: Lead discovery and functional solution design for a multi-rail payments architecture covering Domestic / Local Rails: NIBSS NIP (Instant), NEFT (Batch), NAPS and Government Gateway. High-Value / RTGS: Central Bank RTGS handling pacs.008 and pacs.009 messaging. Cross-Border & FX: SWIFT (CBPR+ / ISO 20022 pacs/camt/pain & legacy MT), Pan-African Payment & Settlement System (PAPSS). Direct Debits & Collections: NIBSS eMandate, Direct Debit processing, and Cheque Clearing workflows. C2B & CAMEL Configuration Design: Design Channel-to-Bank (C2B) rules, mapping logic and CAMEL framework configurations for inward/outward payment parsing, format conversions and clearing directory configuration & management. Functional Design: Deliver quality Functional Solution Design Documents (FSDD), Process Flow Diagrams, Capability Matrices and Gap Functional Specs for client sign-off. Stakeholder Management: Facilitate interactive discovery workshops with Bank Capability Leads, Operations teams and Architect. Technical & Functional Skills TPH Product Expertise: In-depth, hands-on experience with Temenos Payment Hub (embedded in Transact R23+). Deep understanding of PAYMENT.ORDER, TPH Execution Framework, Payment Repair, Exception Handling, Investigations, and Fee/Charge engines. Payment Industry Standards: Experience Implementing ISO 20022 MX messaging standards (pacs.008, pacs.009, pacs.002, pacs.004, camt.053, camt.054, pain.001, pain.008), CBPR+ guidelines, and legacy SWIFT MT standards. Clearing & Settlement: End-to-end experience in implementing Cover Payments (pacs.009 COV), Direct Debits, Bulk Payments/Payroll and Nostro/Vostro/Suspense account reconciliation mechanisms. Integration: Strong understanding of how TPH interfaces with digital channels (Internet/Mobile Banking), Common Payment Gateways (CPG), Enterprise Service Buses (ESB) and external clearing switches. Qualification 8–10+ years as a Business Analyst in corporate/retail payment transformation programs. Minimum 5+ years of dedicated, hands-on Temenos Payments Hub (TPH) experience. Track record of delivering approved Solution Design Documents (FSDD) on Temenos Transact/TPH programs Proven experience with End-to-end TPH implementation. At DXC Technology, we believe strong connections and community are key to our success. Our work model prioritizes in-person collaboration while offering flexibility to support wellbeing, productivity, individual work styles, and life circumstances. We’re committed to fostering an inclusive environment where everyone can thrive. Recruitment fraud is a scheme in which fictitious job opportunities are offered to job seekers typically through online services, such as false websites, or through unsolicited emails claiming to be from the company. These emails may request recipients to provide personal information or to make payments as part of their illegitimate recruiting process. DXC does not make offers of employment via social media networks and DXC never asks for any money or payments from applicants at any point in the recruitment process, nor ask a job seeker to purchase IT or other equipment on our behalf. More information on employment scams is available here.